Accept Payments Directly
Bank-to-bank payments powered by Open Banking.
Free to register. No setup fees. No monthly minimums.
Why Open Banking?
Open Banking payments bypass traditional card networks entirely. The result: lower costs, zero chargebacks, and instant settlement.
No Rolling Reserves
Keep 100% of your funds. No withheld percentages, no delayed payouts, no reserve requirements.
No Chargebacks
Bank-to-bank transfers are irrevocable. Eliminate chargeback fraud and disputes entirely.
Instant Payment Transfers
Payments confirmed in seconds via instant SEPA and real-time bank rails. No T+2 delays.
Simple Pricing: 2.5% Per Transaction
One flat rate. No interchange fees, no scheme fees, no hidden costs. What you see is what you pay.
No Minimum / Maximum Transaction Values
Process any amount. From micro-payments to high-value transfers — no limits on transaction size.
Efficient Payouts
Settle to USD, EUR, or Crypto. Choose how and where you receive your funds.
Open Banking vs Card Payments
| OpenBanking.global | Traditional Cards | |
|---|---|---|
| Chargebacks | None | 1-3% average |
| Rolling Reserves | 0% | 5-10% held |
| Transaction Fee | 2.5% flat | 2.9% + interchange |
| Settlement Speed | Instant | T+2 to T+7 |
| Setup Fees | Free | $99 - $500+ |
| Monthly Minimums | None | $25 - $100/mo |
| High-Risk Industries | Supported | Restricted / Declined |
Supported Industries
We support businesses that traditional payment processors often decline. Open Banking makes it possible.
Easy Integration
Start accepting open banking payments in minutes, not months.
Payment Links
Generate shareable payment links. No code required. Send via email, SMS, or chat.
WooCommerce Plugin
Install our plugin and start accepting bank payments on your WordPress store in minutes.
REST API
Full API access for custom integrations. Well-documented, RESTful, and developer-friendly.
How It Works
Register
Sign up for free. No setup fees, no commitments.
Integrate
Use payment links, our WooCommerce plugin, or the REST API.
Accept Payments
Customers pay directly from their bank. Instant confirmation.
Get Paid
Settle to USD, EUR, or Crypto — your choice.
Everything You Need
Create your account in minutes
Zero cost to get started
Pay only when you process
Invite team members with role-based access
USD, EUR, or Crypto settlement
Custom branding for your business
Fully regulated under EU payment directives
Real-time webhooks and payment alerts
Full visibility into all payments and payouts
Simple, Transparent Pricing
One rate. No surprises.
Ready to Accept Payments?
Join businesses in 73 countries using Open Banking for faster, cheaper, safer payments.
Get Started — FreeNo credit card required. No setup fees. Start in minutes.